Burial Insurance

Burial insurance, also called final expense insurance, is a small life insurance policy made to cover funeral costs and other end-of-life expenses so your family isn’t left scrambling to pay for it. Funeral costs in the U.S. have gone up a lot, and most families are shocked at how expensive even a basic funeral and burial can be.

These policies are usually easier to get than a regular life insurance plan — many don’t even require a medical exam, which is a big reason seniors and people with health issues often choose them. The payout is smaller than a full life insurance policy, but the monthly cost is lower and more predictable too.

Most seniors we hear from assume they’ll be turned down because of their age or health, when in reality, that’s exactly why these policies exist — no medical exam needed in most cases.

Below, we cover burial insurance costs, provider comparisons, and what to check before buying a plan.