Pet Insurance

Pet insurance helps pay for vet bills when your pet gets sick or hurt, whether it’s a routine checkup or emergency surgery. Vet costs in the U.S. have gone up a lot, and an emergency surgery can easily run into thousands of dollars — a bill most pet owners aren’t ready for.

Plans differ in what they cover. Some only cover accidents and illness, while others add wellness coverage for things like vaccines and regular checkups. Pre-existing conditions are usually not covered, so getting a plan while your pet is still young and healthy usually gets you better coverage at a lower cost.

The biggest regret we hear from pet owners is waiting too long to get a plan — once a health issue shows up, it’s already too late to get it covered.

Below, we compare pet insurance providers, costs, and coverage options to help you pick the right plan.