Privacy Policy

At Insurance Centrik, your privacy matters to us. This Privacy Policy explains what information we collect when you visit our website, how we use it, and how we protect it.

Please read this page carefully. By using Insurance Centrik, you agree to the practices described below.

Who We Are

Insurance Centrik is an independent insurance information blog based online, serving readers across the United States. We publish educational content about travel insurance, health insurance, home insurance, auto insurance, and business insurance.

We are not a licensed insurance agency and we do not collect sensitive financial information from our visitors.

What Information We Collect

A. Information You Give Us Directly

When you contact us through our contact form or email, you may share:

– Your name
– Your email address
– Your message or question

We only use this information to respond to your query. We do not store it beyond what is needed to reply to you.

B. Information Collected Automatically

When you visit Insurance Centrik, certain information is collected automatically, including:

– Your IP address
– Browser type and version
– Pages you visited on our site
– Time and date of your visit

This information is collected through cookies and analytics tools and is used only to understand how visitors use our website so we can improve it.

Cookies

Essential Cookies

These are required for the website to function correctly. Without them, parts of the site may not work properly.

Analytics Cookies

We use Google Analytics to understand how visitors use our website — which pages are most popular, how long visitors stay, and where they come from. This data is anonymous and does not identify you personally.

Advertising Cookies

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to show ads that are relevant to your interests based on your browsing history.

How to Control Cookies

You can choose to disable cookies through your browser settings at any time. Please note that disabling cookies may affect how some parts of our website work.

Most browsers allow you to:

– View what cookies are stored
– Delete cookies at any time
– Block cookies from specific websites
– Block all third-party cookies

Google AdSense and Third-Party Advertising

Insurance Centrik uses Google AdSense to display advertisements. Google AdSense is a third-party advertising service provided by Google LLC.

Google AdSense may use cookies and web beacons to collect data and serve ads based on your prior visits to our website or other websites on the internet.

Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the internet.

Google Analytics

We use Google Analytics to track and analyze website traffic. Google Analytics collects anonymous data such as the number of visitors, pages viewed, and time spent on the site.

This data helps us improve our content and user experience. Google Analytics does not collect personally identifiable information.

To opt out of Google Analytics tracking, you can install the Google Analytics opt-out browser add-on: https://tools.google.com/dlpage/gaoptout

Third-Party Links

Our website may contain links to third-party websites for your reference and convenience.

Once you click a link and leave Insurance Centrik, we have no control over that website. We are not responsible for the privacy practices or content of any third-party site.

We encourage you to read the privacy policy of every website you visit.

How We Use Your Information

We use the information we collect to:

– Respond to your emails and contact form messages
– Improve our website content and user experience
– Analyze website traffic through Google Analytics
– Display relevant advertisements through Google AdSense
– Ensure our website functions correctly

We do not sell, rent, or trade your personal information to anyone.

Data Protection and Security

We take reasonable steps to protect any personal information you share with us through email or contact forms. However, no method of data transmission over the internet is 100% secure. While we do our best to protect your data, we cannot guarantee absolute security.

Your Privacy Rights

If you are a resident of California, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

– Know what personal data we collect
– Request deletion of your data
– Opt out of the sale of your data (we do not sell data)

To exercise any of these rights, contact us at: insurancecentrik@gmail.com

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date at the top. We encourage you to review this page regularly. Your continued use of Insurance Centrik after any changes means you accept the updated policy.

Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us:

📧 Email: insurancecentrik@gmail.com
🌐 Website: https://insurancecentrik.com

We typically respond within 2-3 business days.

Privacy Policy​