Cyber Insurance

Understand the insurance side of digital risk. Read about cyber coverage, business costs and data breach protection.

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Information for U.S. readers

Independent educational information. Insurance Centrik does not sell policies or provide personalized insurance advice.

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More about cyber insurance

Cyber insurance protects you or your business from money lost due to data breaches, ransomware, identity theft, and other online attacks. As more of our personal and financial information moves online, even small businesses and everyday people are becoming targets, not just big companies.

Depending on the plan, coverage can include legal costs, getting your data back, letting customers know about a breach, and in some cases even ransom payments. For small business owners especially, one bad breach can cost far more than years of paying for coverage.

Small business owners often think they’re too small to be a target — but attackers usually go after smaller companies exactly because they expect weaker security.

Below, we walk through what cyber insurance usually covers and how to figure out if you need it.

Cyber insurance articles

Read coverage explanations, cost discussions and practical questions to consider.

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